September is Life Insurance Month

Life Insurance…It really is “The Gift that keeps on giving”. Think about it. Life insurance equals cash to pay for: Food on the table A roof over your family’s heads Money to pay the monthly bills A little red wagon under the Christmas tree Clothes for the kids A whole lot of other things, and […]

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Another Affordable Care Act Gotcha

If you bought a personal/family health insurance policy this year, do you understand it will expire on December 31st? No? Well, it does. Some history…prior to January 1, 2014, personal/family health insurance policies, unlike employer-sponsored group health insurance plans, were by contract “guaranteed renewable” on their policy anniversary dates from year to year.* Each year […]

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