Qualifying for Medicare Soon?

Most of those reaching age 65 this year and those having received Social Security Disability Benefits for at least 24 months may qualify for Medicare benefits. There are always exceptions, but let’s skip those for the moment. If you have been receiving Social Security Disability Income Benefits for at least 24 months, you will be […]

Posted in Uncategorized | Comments Off on Qualifying for Medicare Soon?

Health Insurance in 2017: One Foot on the dock…One Foot in the Canoe

Fact of life: The Republican nominee won in November and was inaugerated on January 20th. Nothing is going to change that, so all of us must move on with our lives, look ahead and concentrate on doing what is best for ourselves and our families, control what we can control and worry less about things […]

Posted in Uncategorized | Comments Off on Health Insurance in 2017: One Foot on the dock…One Foot in the Canoe

After January 20, 2017, will we dwell in Obamacare Limbo?

January 20, 2017…a new sheriff in town…what to expect? Well, what not to expect will be immediate rescission of the Patient Protection and Affordable Care Acts of 2010. Doing so would create an earthquake of uncertainty and disruption in the country. Look for congress and the president to take a more measured approach to dismantling […]

Posted in Uncategorized | Comments Off on After January 20, 2017, will we dwell in Obamacare Limbo?

True or False….My Health Insurance Covers Me Everywhere

Answer: It Depends…Read your policy If your health insurance is a Health Maintenance Organization (HMO) plan, you must secure your healthcare services from that insurance company’s network of health care service providers in your home service area, unless your health problem is a life-threatening emergency situation. HMO members may, or may not, have access to […]

Posted in Uncategorized | Comments Off on True or False….My Health Insurance Covers Me Everywhere

Did You Qualify for Obamacare Tax Credit in 2014? You might receive a letter from IRS.

Our favorite civil servants at the IRS are scouring 2014 form 1040’s looking for you scallywags who may have received a larger than appropriate tax credit off-set to your Obamacare monthly premiums. If you received a too generous tax credit, IRS will be on your case to claw back those thousands of dollars in premium […]

Posted in Uncategorized | Comments Off on Did You Qualify for Obamacare Tax Credit in 2014? You might receive a letter from IRS.

Who Feeds Your Family When You Can’t?

The answer to that question is probably local, state or federal relief organizations for a lot of folk…but what about YOU? If you are like most working Joe and Jill Sixpacks, you show up for work every day and collect a salary or wages a couple times each month…or maybe you are self-employed and rely […]

Posted in Uncategorized | Comments Off on Who Feeds Your Family When You Can’t?

Thinking of Appplying for New Life Insurance? Some advice….

Okay, you have done your homework and are ready to apply for life insurance to fund a key person plan to save your business, or create the cash needed for partnership buy-outs, or maybe to cushion your family’s loss if you die too soon. Here are some Do’s: Review your medical records for the past […]

Posted in Uncategorized | Comments Off on Thinking of Appplying for New Life Insurance? Some advice….

A New Year with New Challenges and New Opportunities for You

Every January 1st we are rewarded with new opportunities to make ours’, and the lives of those who depend upon us, better, safer and more secure than was the case last year…opportunities to address the “coulda”, “shoulda”, “woulda” steps we failed to take in 2015, such as: I coulda set aside a few dollars each […]

Posted in Uncategorized | Comments Off on A New Year with New Challenges and New Opportunities for You

Medicare and Obamacare Open Enrollment Dates for 2016 Plans

Open enrollment period for 2016 Obamacare health insurance plans starts November 1, 2015 and closes January 31, 2016. Annual Election Period for 2016 Medicare Insurance plans started October 15, 2015 and closes December 7, 2015. During Obamacare Open Enrollment Period (OEP) you may enroll in a new personal or family health insurance plan to become […]

Posted in Uncategorized | Comments Off on Medicare and Obamacare Open Enrollment Dates for 2016 Plans

September Odd ‘n Ends

September is Life Insurance Month in America. If you own life insurance, good for you. Owning life insurance means you are unselfish and concerned about the bad things that can happen to your loved ones or to your business associates when you are no longer around to stand between them and financial disaster. If you […]

Posted in Uncategorized | Comments Off on September Odd ‘n Ends