Health Savings Accounts combine the comfort of control with the practicality to use only what you need when you need it. Most importantly, you’ll create a tax-free nest egg by saving some of the money you’re now sending your insurance company. And combining an HSA with Ken Smith’s insight and service comes naturally, because Kenneth L. Smith Insurance Planning Services is hardly your typical insurance provider. No hard sell, no nagging phone calls.

Ken Smith, CLU, FLMI
166 A1A, North Suite 204
Ponte Vedra Beach, FL 32082
Phone: (904) 273-5704
Fax: (904) 273-5700
Cell: (904) 703-8540
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Answer: It Depends…Read your policy If your health insurance is a Health Maintenance Organization (HMO) plan, you must secure your healthcare services from that insurance company’s network of health care service providers in your home service area, unless your health problem is a life-threatening emergency situation. HMO members may, or may not, have access to [...]

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