Health Savings Accounts combine the comfort of control with the practicality to use only what you need when you need it. Most importantly, you’ll create a tax-free nest egg by saving some of the money you’re now sending your insurance company. And combining an HSA with Ken Smith’s insight and service comes naturally, because Kenneth L. Smith Insurance Planning Services is hardly your typical insurance provider. No hard sell, no nagging phone calls.

Ken Smith, CLU, FLMI
166 A1A, North Suite 204
Ponte Vedra Beach, FL 32082
Phone: (904) 273-5704
Fax: (904) 273-5700
Cell: (904) 703-8540
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If you bought a personal/family health insurance policy this year, do you understand it will expire on December 31st? No? Well, it does. Some history…prior to January 1, 2014, personal/family health insurance policies, unlike employer-sponsored group health insurance plans, were by contract “guaranteed renewable” on their policy anniversary dates from year to year.* Each year [...]

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