Open enrollment period for 2016 Obamacare health insurance plans starts November 1, 2015 and closes January 31, 2016.
Annual Election Period for 2016 Medicare Insurance plans started October 15, 2015 and closes December 7, 2015.
During Obamacare Open Enrollment Period (OEP) you may enroll in a new personal or family health insurance plan to become effective January 1, 2016. (Enroll by 12/15/15, in order to have the new insurance start January 1st.) During OEP you may elect to retain your current Obamacare plan, assuming your present insurance company intends to provide that same plan in 2016, or you may enroll in a different health insurance plan offered by your current insurer, or obtain your new insurance elsewhere.
During Medicare’s 2015 Annual Election Period, a Medicare Beneficiary may enroll in new/change Medicare Insurance Plans, or drop an existing Medicare Insurance plan and return to original Medicare. Such changes would become effective Januarty 1, 2016. (“Medicare Insurance Plan” = Medicare Advantage Plans and/or Medicare Prescription Drug Plans.)