Take the worry out of life with disability insurance protection
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Peace of Mind
Rest easy knowing you're covered
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Set for Life
Get the coverage you need to protect yourself and others no matter what life throws at you
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Individuals or Businesses
Cover yourself and your business
Types of disability Insurance
Ask about what coverage you need to best protect yourself and your business
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Individual insurance plans
Pays a percentage of your lost income for 1, 2, 3, or 5 years or until age 65
![Long-term care insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon4.png)
Long-term care insurance
Provides for in-home care and/or care in an extended care facility
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Business overhead insurance
Pays rent, utilities, etc. when you're disabled and unable to run your business
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Group Long-Term Care insurance
An employee benefit offering the same benefits as individual long-term care insurance
![business disability income plans](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon3.png)
business disability income plans
Provides salary continuation for your key executives and/or your employees
![Cutting-Edge Long Term Care Plans](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon6.png)
Cutting-Edge Long Term Care Plans
Using life insurance company products to provide money for long-term care
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Protect what you love
Ken Smith Insurance provides you with the peace of mind that you and your loved ones are protected if you get injured. Don't wait until it happens, get coverage today.