I've helped clients find their perfect insurance policies for over 40 years. Now I'm ready to help you too.

My office is in Jacksonville, Florida and I am licensed to provide life and health, including Medicare, insurance plans to Florida residents/businesses. However, if you reside in a state other than Florida, follow up with me anyway.

Direct personal contact with potential clients, including on-line or on the phone, helps me to position them to secure their best life, health, or Medicare insurance outcomes. The spotlight is on them, not me.

My clients expect and deserve reliable, competent professional advice and service…and to assure that, here is what I bring to the table for them…and You:

Many years of experience as a life/health/Medicare insurance broker. Prior to that, twenty-eight years of experience in the life insurance industry from entry level underwriter, administrator, and senior management at the vice-president level.

“CLU” following my name means “Chartered Life Underwriter”, a designation requiring five years of college level study including insurance law, estate planning, income and estate taxation, actuarial science and more, awarded by the American College of Financial Services in Bryn Mawr, PA.

“FLMI” following my name means “Fellow, Life Management Institute”…another designation requiring several years study concentrated in Life Insurance Company Investment Practices.

I do not charge you for my services (unless you hire me as a “consultant”), because my insurance company resources pay service fees to me for business I generate for them from clients like you. I give away a lot of free advice as a result, but helping others is rewarding …And, I’m sure I would enjoy helping You as well.

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Kenneth L. Smith

protecting you is my business

You expect and deserve competent understandable guidance when meeting with an insurance advisor…and that is what we provide.

Health Insurance

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Avoid being bankrupted by a few days' stay in the hospital

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Life Insurance

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So you don't abandon your spouse, children, or business partners depending on you right now

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Disability Insurance

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Keeps a stream of income coming should you become disabled by illness or accident

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Medicare Insurance

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Find the right Medicare insurance Avoid being bankrupted by a few days’ stay in a hospital Medicare Insurance. Call to

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Dental/Vision Insurance

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For that unexpected $800 crown

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Travel Insurance

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For cruisers and travelers inside and outside the United States

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