Take the worry out of life with insurance protection
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Peace of Mind
Rest easy knowing you're covered
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Set for Life
Get the coverage you need to protect yourself and others no matter what life throws at you
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Individuals or Businesses
Cover yourself and your business
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Protect what you love
With over 40 years of business experience, Ken offers Florida residents, their families and the state’s small business owners, information, advice and insurance planning ideas.
Types of Life Insurance
Ask about what coverage you need
![Term-based Life Insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon1.png)
Term-based Life Insurance
Life insurance for specific periods of time, such as 10, 20, or 30 years
![Business Life Insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon4.png)
Business Life Insurance
Buys out your partners or provides cash to keep your business afloat after a death
![Permanent Life Insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon2.png)
Permanent Life Insurance
Life insurance you keep for as long as you need it that also grows in cash value for your other financial planning needs
![Group Life insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon5.png)
Group Life insurance
Provides death benefits for your employees and their families
![Mortgage Life Insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon3.png)
Mortgage Life Insurance
Pays off your mortgage in the event of an early death
![Special Risk Life Insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon6.png)
Special Risk Life Insurance
For those with significant health considerations
![Last-to-die Life insurance](https://kensmithinsurance.com/wp-content/uploads/2019/09/ts-faq-icon3.png)
Last-to-die Life insurance
Provides money to pay ultimate estate tax